When I was first starting out with my new online venture after the first year, money was coming in fast, quick and I thought that I was living the dream, right. But what I didn’t realise is that back then I was living the life on a fast lane, buying the cars, travelling first class and five star hotels. In my early 20’s,

I always thought that this is what people would do when they made a lot of money it is all about the watches and it is all these different things and I remember three years later and only realised this, when I was having a sit down with a very close friend of mine who was probably earning about 20% of what did but he was easily more than 10 times wealthier than me because of the assets that he had.

He shared with me how he would put everything by using a strategy through a diversified investment strategy to stocks and real estate. That was when I realised that it is not about how much we can earn but how much we can keep.

That happens and when I realised that there’s just so many people myself included who think that it is all about their income levels and I have seen so many people with a higher level of income but they are broke because they are always trying to upgrade their lifestyle as soon as their income increases.

I have seen people with five-figure income where they always thought as long as I can get that five-figure paycheck, I will be financially free. But when that happens, they upgraded their car, they upgrade their house and they still have no money left at the end of the year. I have seen people running seven figure businesses, but they are still cash poor. They still got nothing to show for because they are constantly upgrading their life. So at the end of it all,  and I learned this the hard way. I’ve realised that it is not about how much you can earn, but how much you can keep that will make all the difference when it comes to wealth, when it comes to planning, and really growing wealth.